CPIC Life covers the following medical expenses:

Charges or expenses for covered services when medically necessary due to accident, injury or illness.

• Inpatient and outpatient services provided by a licensed physician
• Semi-private hospital room, intensive care unit, and most hospital charges.
• Prescription drugs
• X-rays and laboratory exams for diagnostic purpose
• Durable medical equipment
• The following are subject to a benefit maximum as defined in the policy:
  • Ambulance Charges
  • Outpatient physical medicine
  • Mental illness, other than severe mental illness and serious emotional disturbances of a child.