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CPIC Life does not cover the following medical conditions and/or procedures:

  • Pre-existing conditions.*
  • Routine physical exams and check ups.
  • Pregnancy and childbirth
  • Nursing homes, convalescent homes or extended care facilities.
  • Routine dental and vision care.
  • Injury or sickness covered by Worker's Compensation

This is only a summary of non-covered services. Please ask your agent for a more complete listing or review your policy upon receipt.


*A pre-existing condition is a condition where within a specified period medical advise, diagnosis, care, or treatment, including the use of prescription drugs was recommended to or received by a covered person from a licensed health practitioner.


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